Syarat-syarat permohonan pinjaman pendidikan adalah seperti berikut:

  • Warganegara Malaysia;
  • Berumur tidak melebihi 45 tahun pada tarikh memohon;
  • Mendapat tawaran ke IPTA/ IPTS dan Politeknik dengan memenuhi syarat kelayakan masuk yang ditetapkan oleh Kementerian Pendidikan Malaysia dan Agensi Kelayakan Malaysia (MQA);
  • Kursus yang diikuti oleh pelajar IPTA/ IPTS dan Politeknik mestilah mendapat kelulusan daripada Kementerian Pendidikan Malaysia dan berdaftar dengan PTPTN;*
  • Bagi pelajar-pelajar IPTS, kursus yang diikuti mestilah mendapat Sijil Perakuan Akreditasi daripada Agensi Kelayakan Malaysia (MQA) dan masih di dalam tempoh sah laku semasa tarikh memohon;
  • Bagi pelajar yang mempunyai kelayakan berbeza pengesahan perlu diperolehi daripada jabatan atau agensi sebagaimana dinyatakan di atas;
  • Baki tempoh pengajian semasa membuat permohonan hendaklah tidak kurang dari satu (1) tahun; 
  • Tiada penaja lain; dan
  • Telah membuka akaun SSPN-i**.

* Hanya kursus yang diluluskan tajaan PTPTN akan didaftarkan dan disenaraikan dalam Portal Permohonan Online PTPTN. Pihak IPT perlu membuat permohonan kepada PTPTN sekiranya ingin mendapatkan tajaan pinjaman PTPTN.
** Hanya akaun SSPN-i yang mempunyai 15 digit sahaja yang boleh membuat permohonan PTPTN. Sila hubungi cawangan PTPTN berhampiran untuk menyemak nombor akaun SSPN-i 15 digit. 

PTPTN PIN NUMBER

  • Required for application.
  • Can be purchased at any branch of Bank Simpanan Nasional (BSN)at a cost of RM5.00.
  • Valid for six (6) months from the date of purchase.

Note: For further information on PTPTN number, kindly visit www.mybsn.com.my or call 1300 88 1900.

ONLINE APPLICATION DEADLINE

INTAKE JANUARI INTAKE APRIL INTAKE OGOS
APPLICATION DATE PROCESSING DATE APPLICATION DATE PROCESSING DATE APPLICATION DATE PROCESSING DATE
01 DISEMBER – 30 DISEMBER 30 DISEMBER 01 MAC – 30 MAC 30 MAC 01 JULAI- 30 JULAI 30 JULAI
01 JANUARI – 30 JANUARI 30 JANUARI 01 APRIL – 30 APRIL 30 APRIL 01 OGOS- 30 OGOS 30 OGOS

Note: Applications closing date is subject to changes

DISBURSEMENT OF FINANCING
Initial disbursement will be made upon the return of the completed agreement based on the processing schedule set by PTPTN.
Subsequent disbursement will be made to students according to the following conditions:

  • Still pursuing study at the approved level, course and IPT;
  • Has passed the previous semester examinations with a 2.0 and above Grade Point Average (GPA); and
  • Has no other sponsor(s).

Disbursement will be credited to the student’s account. Course fee deduction can be arranged between student, IPT and the participating bank.

PTPTN EDUCATION FINANCING AMOUNT
The rating is determined by the amount of funding eligibility under:

FINANCING STAGE ELIGIBILITY
Maximum If a student or guardians of students listed as recipients Bantuan Rakyat 1 Malaysia (BR1M)
50% of the maximum financing Family income more than RM8,000 (not in BR1M data)
75% of the maximum financing Family income not exceeding RM8,000 (not in BR1M data)


BBA International Business (10 Semesters) BBA Finance (9 Semesters)
Category Loan (RM) Category Loan (RM)
BRIM (Maximum) 45,288.00 BRIM (Maximum) 40,800.00
Household <8000 (75%) 33,966.00 Household <8000 (75%) 30,600.00
Household >8000 (75%) 22,644.00 Household >8000 (75%) 20,400.00
Exe.Dip in Business Management (4 Semesters) DIA/DIM/DIT/DHM  (7 Semesters)
Category Loan (RM) Category Loan (RM)
BRIM (Maximum) 9,079.14 BRIM (Maximum) 15,957.31
Household <8000 (75%) 6,809.35 Household <8000 (75%) 11,967.98
Household >8000 (75%) 4,539.57 Household >8000 (75%) 7,978.66

 

TAKAFUL COVERAGE
All students who receive the PTPTN Study Loan must take insurance coverage. The appointment of an insurance company and payment of premium will be handled by PTPTN. The amount will be automatically deducted from the loan every semester.

DISBURSEMENT STATUS
The disbursement of financing will be stopped at any semester for the following conditions:

  • Obtaining a GPA of less than 2.0;
  • Deferring study; or
  • Suspended by the IPT.

TERMINATION OF FINANCING
Disbursement of financing will be terminated for the following conditions:

  • Failure/ termination of study in the approved level/ course/ IPT;
  • Student terminate the financing offer;
  • Receives other sponsorships;
  • Falsification of information during the application; or
  • The recipient of financing is declared bankrupt.

LOAN REPAYMENT

Peminjam bertanggungjawab untuk membayar balik jumlah pinjaman PTPTN yang dikeluarkan kepadanya termasuk kos-kos lain seperti kos upah, perlindungan takaful, cukai Setem Hasil dan lain-lain bayaran seperti yang dinyatakan dalam Dokumen Tawaran Pembiayaan.

Tempoh Mula Bayaran Balik Pinjaman

  • Peminjam hendaklah membuat bayaran balik pinjaman selepas 6 bulan tamat pengajian TANPA perlu menunggu Notis Bayaran Balik daripada PTPTN.
  • Kos upah (Ujrah) secara bulanan akan dikenakan bermula pada bulan ke 7.
  • Peminjam yang membuat bayaran balik lebih awal tidak akan dikenakan kos upah dalam tempoh 6 bulan tersebut.
  • Tempoh bayaran balik bagi peminjam yang membuat pertukaran Ujrah adalah berdasarkan baki pinjaman.

ENQUIRIES
For further information, please contact at 03- 6092 5254 / 7320 or email at general@asa.edu.my.
Alternatively, you can contact the PTPTN HOTLINE at 03-2080 4455 or visit here for detailed information.
The source of information for this brochure is derived from PTPTN and it is subject to changes without prior notice.

FREQUENTLY ASKED QUESTIONS

  1. I am a PTPTN recipient and interested to go abroad for my studies. What should I do with my PTPTN Study Loan? 
    You must fill up the“Borang Pembatalan dan Penolakan PTPTN” and write a letter to PTPTN to notify them that you would like to cancel the loan. Submit a copy of the Offer Letter from the new institution to PTPTN so that they are aware of your intention to complete your studies abroad. (Further enquires please contact PTPTN 03-20804455)
  2. Does PTPTN still provide conversion from loan to scholarship?
    Conversion from loan to scholarship will be considered for students who obtained First Class Honours in their academic achievement by submitting an application direct to PTPTN (Terms & Conditions apply).
  3. What happens if I submit the online application after the deadline?
    Application submitted after the deadlines will be processed at the next available date(s).
  4. Does PTPTN provide loan to student to pursue their studies overseas?
    No, PTPTN Study Loan is only offered to Malaysian students studying in Malaysia.
  5. Can PTPTN Study Loan repayment be shortened or extend for another few years?
    PTPTN repayment period can be shortened but cannot be extended. Payment completed within six months after graduation will not be charged any interest.
  6. What are the conditions permissible for me to extend my loan period?
    PTPTN only allows the following:

    • Changes in course structure, which lengthen the entire duration of the course.
    • The loan period is shorter than the course duration.
    • Health problems
  7. Am I eligible for the remaining loan if I complete my studies earlier than the actual completion date?
    The loan is only for the duration of completion of studies, be it at an earlier date or the normal completion period. The repayment is based on the total loan you have received including administrative costs.
  8. I was given a loan to fund my diploma studies. Upon completion, I would like to continue with my Degree programme. Can I re-apply for the PTPTN Study Loan?
    Yes, you may submit a letter to PTPTN or fill in“Borang Permohonan Penangguhan Bayaran Balik” and inform them that you have completed your Diploma studies and would like to re-apply for a new PTPTN Study Loan to finance your Degree programme. If you are transferring to another institution before completing your programme, you will need to settle the loan extended before applying for a new loan. The overall amount must not exceed RM65,000.00.
  9. What should I do if I change / transfer out from my present programme?
    You must cancel the PTPTN Study Loan by completing the “Borang Pembatalan Perjanjian dan Penolakan Pembiayaan Pendidikan PTPTN” and you will be required to pay the entire amount of loan that was released by PTPTN to you including the cost of Admin fees.